Hard cover protects your monthly records and holds up to archiving. Twin wire binding allows book to lie flat when open. Memo section provides plenty of note space. Storage pocket is perfect for receipts, business cards, airline tickets. Tabbed monthly dividers for fast reference. Pages are printed on quality recycled paper. Appointment Ruling: None; Cover Color(s): Black; Sheet Size: 6 7/8 x 8 3/4; Edition Year: 2011.