Monthly overview and tabbed monthly sections for recording expenses. Telephone/address section for recording important contact numbers. Textured hard cover with twin wire binding lies completely flat or folds back. Double-sided pocket for keeping loose papers. Sturdy hard cover makes book archivable. Appointment Ruling: No Appointment Times; Cover Color(s): Black; Sheet Size: 6 3/4 x 8 3/4; Edition Year: 2011.